If you are repaying all, or part of your mortgage, there may be a fee if your mortgage is subject to an early repayment charge. Your original mortgage offer and your annual mortgage statement will tell you if this is the case.
When you fully pay off (redeem) your mortgage we charge a mortgage exit fee, as shown in your mortgage offer. This fee will be waived if there is less than one year left to run on your entire mortgage at the time of redemption. The fee amount is fixed for the term of your mortgage, except where you ask us to arrange additional borrowing, switch your mortgage or arrange a transfer of equity (when, if applicable, it will change to the prevailing fee at the time).
This fee is refundable if you take your next mortgage with us within six months of redeeming the original mortgage account (12 months if your mortgage includes a former Stroud & Swindon Building Society scheme).
If you repay your mortgage in full or in part by cheque, we will charge an additional seven days' interest on the payment to cover the time it takes for your cheque to clear. If you are making this payment using cleared funds or making a payment from a Coventry Building Society savings account, this charge will not apply.
If you repay all or part of your mortgage, you may be required to pay early repayment charges. For details of these fees please refer to your mortgage offer.
If you'd like to repay all or part of your mortgage, please contact our Customer Service Centre on 0800 121 6263 or call into your local branchso that we can provide you with a personalised illustration.
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