Don't forget to top up your ISA!
We're with you, every step of the way
You have until 5 April 2026 to maximise your ISA allowance for this tax year.
Fixed Rate ISA (321) 31.05.2027
4.21
Tax-free p.a./AER
(Fixed until 31.05.2027)
(Fixed until 31.05.2027)
Tax free - Interest which is paid that is exempt from tax.
AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and added each year.
A fixed rate doesn't change. A variable rate can go up or down.
The rate shown is based on interest being paid annually.
This account can only be closed subject to a charge equal to 90 calendar days’ interest on the balance in the account at the time of closure. Partial withdrawals are not allowed.
Don't forget to top up your ISA!
You have until 5 April 2026 to maximise your ISA allowance for this tax year.
We're with you, every step of the way
Fixed Rate ISA (321) 31.05.2027
4.21
Tax-free p.a./AER
(Fixed until 31.05.2027)
(Fixed until 31.05.2027)
Tax free - Interest which is paid that is exempt from tax.
AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and added each year.
A fixed rate doesn't change. A variable rate can go up or down.
The rate shown is based on interest being paid annually.
This account can only be closed subject to a charge equal to 90 calendar days’ interest on the balance in the account at the time of closure. Partial withdrawals are not allowed.
Our charity partner - Centrepoint
We're proud to support Centrepoint, the charity aiming to end youth homelessness in the UK. As part of our partnership, we'll donate £5* to Centrepoint each time you open a savings account with us between 30 January 2026 and 19 March 2026. Terms and conditions apply.
*Subject to a balance of at least £100 in your account on 31 March 2026.
Secure your savings
4 Access Saver - 1 Year
4.15
AER/Gross p.a.
(Variable)
(Variable)
AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and added each year.
The gross rate is the interest rate payable before the deduction of tax.
A fixed rate won’t change for the fixed term. A variable rate can go up or down.
The rate shown is based on interest being paid annually.
Take money out of your account up to 4 times with no charge. For the 5th and subsequent withdrawals (which include closure), there will be a charge equal to 50 days' interest on the amount withdrawn.
Have your say in our AGM
With your vote, you can help us continue to look after your interests and shape the future of our Society.
What's next for interest rates?
Read about the predicted changes coming in 2026. We've taken a look at how they could affect your savings growth and shared some tips on how to make sure your money is always working hard for you.
Secure your savings
With our 6 Access ISA - 1 Year (2)
6 Access ISA - 1 Year (2)
3.60
Tax-free p.a./AER
(Variable)
(Variable)
Tax free - Interest which is paid that is exempt from tax.
AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and added each year.
A fixed rate doesn't change. A variable rate can go up or down.
The rate shown is based on interest being paid annually.
Take money out of your account up to 6 times with no charge. For the 7th and subsequent withdrawals (which include closure), there will be a charge equal to 50 days' interest on the amount withdrawn.
Our charity partner - Centrepoint
We're proud to support Centrepoint, the charity aiming to end youth homelessness in the UK. As part of our partnership, we'll donate £5* to Centrepoint each time you open a savings account with us between 30 January 2026 and 19 March 2026. Terms and conditions apply.
*Subject to a balance of at least £100 in your account on 31 March 2026.
Our charity partner - Centrepoint
We're proud to support Centrepoint, the charity aiming to end youth homelessness in the UK. As part of our partnership, we'll donate £5* to Centrepoint each time you open a savings account with us between 30 January 2026 and 19 March 2026. Terms and conditions apply.
*Subject to a balance of at least £100 in your account on 31 March 2026.
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We’re passionate about providing great value, service and security for our members.
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2025
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Gold ribbon for customer experience for our savings
(autumn 2025)
2025
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Most transparent for our savings
(autumn 2025)
2025
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Gold ribbon for customer experience for our mortgages
(autumn 2025)
2024
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Gold ribbon for customer experience for our savings (autumn 2024)
2024
Fairer Finance
Gold ribbon for customer experience for our mortgages (autumn 2024)
2024
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Want help?
Our help section is bursting with useful information. If you'd rather chat, just give us a call.
Call us on 0800 121 8899
Lines closed
- Mon-Fri 8am-7pm
- Saturday 9am-2pm
- Sunday & Bank holidays Closed
Yesterday, people waited on average
17 seconds for savings enquiries
17 seconds for mortgage enquiries
Want help?
Our help section is bursting with useful information. If you'd rather chat, just give us a call.
Call us on
0800 121 8899
Monday - Friday
Saturday
Sunday
Saturday
Sunday
Bank holidays
8am - 7pm
9am - 2pm
Closed
Closed
9am - 2pm
Closed
Closed
Yesterday, people waited on average
12 seconds for savings enquiries
41 seconds for mortgage enquiries
