Enjoy guaranteed rates from day one
Choose a 1, 2 or 3-year fixed bond and you'll have peace of mind that the rate won't change for the term of the product. So you can plan your sunny days with confidence.
Enjoy guaranteed rates from day one
Choose a 1, 2 or 3-year fixed bond and you'll have peace of mind that the rate won't change for the term of the product. So you can plan your sunny days with confidence.
Save for your sunny days
Saving for a holiday, home improvements or just creating a sunny day fund? ISAs can be a great way to help your money grow.
The Bank of England base rate decreased by 0.25% to 4.25% on Thursday 8 May 2025
We decreased most of the rates on our variable savings accounts on 2 and 3 June 2025.
Our MoneyManager and Monthly Savings Account rates will also change from 21 July 2025.
Base Rate Tracker mortgages decreased by 0.25% in line with the base rate decrease, on 1 June 2025.
Flexx for Term, SVR or Privilege mortgage rates decreased by 0.15% on 1 June 2025.
Your Annual Savings Statement for 2024/2025
We look after our savers and borrowers
That's what being a mutual is all about. Everything we do is based on the long-term interests of our members.
Secure your savings
With our Fixed Bond (370)
Fixed Bond (370) 31.08.2026
4.20
(Fixed until 31.08.2026)
AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and added each year.
The gross rate is the interest rate payable before the deduction of tax.
A fixed rate won’t change for the fixed term. A variable rate can go up or down.
The rate shown is based on interest being paid annually.
Existing mortgage customer?
ISAs explained
Learn about the tax-free saving option
Our AGM results
Our AGM took place on Thursday 24 April 2025 and you can now take a look at the results.
We're proud to be celebrating and supporting Pride month 2025
We're committed to LGBTQ+ inclusion all year round
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With award-winning customer service
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Want help?
Our help section is bursting with useful information. If you'd rather chat, just give us a call.
Call us on 0800 121 8899
- Mon-Fri 8am-7pm
- Saturday 9am-2pm
- Sunday & Bank holidays Closed
Yesterday, people waited on average
17 seconds for savings enquiries
17 seconds for mortgage enquiries
Want help?
Our help section is bursting with useful information. If you'd rather chat, just give us a call.
Call us on
0800 121 8899
Saturday
Sunday
9am - 2pm
Closed
Closed
Yesterday, people waited on average
9 seconds for savings enquiries
32 seconds for mortgage enquiries
