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Following the Bank of England Base Rate increase on Thursday 5 May 2022, we will increase the rates on most of our variable savings accounts on 1 June 2022 to ensure we maintain our strong competitive position. You can see if your rate will change here. 

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Children's

Junior Cash ISA (2)

Tax-free savings for under-18s

Rate
The interest we pay you every year, based on the amount in your account. A rate can be variable or fixed.

2.45%

Tax-free p.a./AER

(Variable)

Tax free - Interest which is paid that is exempt from tax. 

AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and added each year. 

A fixed rate doesn't change. A variable rate can go up or down.

Important note - From 1 June 2022, the variable interest rate on this account will increase to 2.60% tax-free p.a./AER.

Access
Whether there are any charges or restrictions when you take your money out

No

Interest paid
Money you earn which is paid to you either once a year or once every month

Annually

Deposits
Money you put into your account to increase your balance

£1 - £9,000

For the 2022/2023 tax year

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View account

Cash ISA

Fixed Rate ISA (173) 30.09.2026

Earn a tax-free fixed rate of interest on your money

Rate
The interest we pay you every year, based on the amount in your account. A rate can be variable or fixed.

2.00%

Tax-free p.a./AER

(Fixed until 30.09.2026)

Tax free - Interest which is paid that is exempt from tax. 

AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and added each year. 

A fixed rate doesn't change. A variable rate can go up or down.

Access
Whether there are any charges or restrictions when you take your money out

No

Restrictions - charges apply

Interest paid
Money you earn which is paid to you either once a year or once every month

AnnuallyorMonthly

Deposits
Money you put into your account to increase your balance

£1 - £20,000

For the 2022/2023 tax year

You won’t be able to pay in more money in future tax years.

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View account

Cash ISA

Fixed Rate ISA (172) 30.09.2025

Earn a tax-free fixed rate of interest on your money

Rate
The interest we pay you every year, based on the amount in your account. A rate can be variable or fixed.

1.85%

Tax-free p.a./AER

(Fixed until 30.09.2025)

Tax free - Interest which is paid that is exempt from tax. 

AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and added each year. 

A fixed rate doesn't change. A variable rate can go up or down.

Access
Whether there are any charges or restrictions when you take your money out

No

Restrictions - charges apply

Interest paid
Money you earn which is paid to you either once a year or once every month

AnnuallyorMonthly

Deposits
Money you put into your account to increase your balance

£1 - £20,000

For the 2022/2023 tax year

You won’t be able to pay in more money in future tax years.

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View account

Cash ISA

Fixed Rate ISA (171) 30.09.2024

Earn a tax-free fixed rate of interest on your money

Rate
The interest we pay you every year, based on the amount in your account. A rate can be variable or fixed.

1.75%

Tax-free p.a./AER

(Fixed until 30.09.2024)

Tax free - Interest which is paid that is exempt from tax. 

AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and added each year. 

A fixed rate doesn't change. A variable rate can go up or down.

Access
Whether there are any charges or restrictions when you take your money out

No

Restrictions - charges apply

Interest paid
Money you earn which is paid to you either once a year or once every month

AnnuallyorMonthly

Deposits
Money you put into your account to increase your balance

£1 - £20,000

For the 2022/2023 tax year

You won’t be able to pay in more money in future tax years.

View account
View account

Fixed Rates

Fixed Bond (258) 30.04.2025

Earn a fixed rate of interest on your money

Rate
The interest we pay you every year, based on the amount in your account. A rate can be variable or fixed.

1.65%

AER/Gross p.a.

(Fixed until 30.04.2025)
AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and added each year.                     
The gross rate is the interest rate payable before the deduction of tax. A fixed rate won’t change for the fixed term. A variable rate can go up or down.

Access
Whether there are any charges or restrictions when you take your money out

No

No access

Interest paid
Money you earn which is paid to you either once a year or once every month

AnnuallyorMonthly

Deposits
Money you put into your account to increase your balance

£1 - £250,000

View account
View account

Cash ISA

Fixed Rate ISA (170) 30.09.2023

Earn a tax-free fixed rate of interest on your money

Rate
The interest we pay you every year, based on the amount in your account. A rate can be variable or fixed.

1.50%

Tax-free p.a./AER

(Fixed until 30.09.2023)

Tax free - Interest which is paid that is exempt from tax. 

AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and added each year. 

A fixed rate doesn't change. A variable rate can go up or down.

Access
Whether there are any charges or restrictions when you take your money out

No

Restrictions - charges apply

Interest paid
Money you earn which is paid to you either once a year or once every month

AnnuallyorMonthly

Deposits
Money you put into your account to increase your balance

£1 - £20,000

For the 2022/2023 tax year

You won’t be able to pay in more money in future tax years.

View account
View account

Fixed Rates

Fixed Bond (264) 30.04.2024

Earn a fixed rate of interest on your money

Rate
The interest we pay you every year, based on the amount in your account. A rate can be variable or fixed.

1.35%

AER/Gross p.a.

(Fixed until 30.04.2024)
AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and added each year.                     
The gross rate is the interest rate payable before the deduction of tax. A fixed rate won’t change for the fixed term. A variable rate can go up or down.

Access
Whether there are any charges or restrictions when you take your money out

No

No access

Interest paid
Money you earn which is paid to you either once a year or once every month

AnnuallyorMonthly

Deposits
Money you put into your account to increase your balance

£1 - £250,000

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View account

Regular Saver

Regular Saver (5)

Build up your savings by saving regularly for 12 months

Rate
The interest we pay you every year, based on the amount in your account. A rate can be variable or fixed.

1.25%

AER/Gross p.a.

(Variable)
AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and added each year.                     
The gross rate is the interest rate payable before the deduction of tax. A fixed rate won’t change for the fixed term. A variable rate can go up or down.

Important note - From 1 June 2022, the variable interest rate on this account will increase to 1.65% AER/gross p.a.

Access
Whether there are any charges or restrictions when you take your money out

Yes

Restrictions apply

Interest paid
Money you earn which is paid to you either once a year or once every month

Annually

Deposits
Money you put into your account to increase your balance

£1-£500

Each month

View account
View account

Easy Access

Easy Access (Online) (4)

Earn a variable rate of interest with easy access through Online Services

Rate
The interest we pay you every year, based on the amount in your account. A rate can be variable or fixed.

1.20%

AER/Gross p.a.

(Variable)
AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and added each year.                     
The gross rate is the interest rate payable before the deduction of tax. A fixed rate won’t change for the fixed term. A variable rate can go up or down.

Access
Whether there are any charges or restrictions when you take your money out

Yes

Interest paid
Money you earn which is paid to you either once a year or once every month

AnnuallyorMonthly

Deposits
Money you put into your account to increase your balance

£1 - £250,000

View account
View account

Fixed Rates

Fixed Bond (262) 30.04.2023

Earn a fixed rate of interest on your money

Rate
The interest we pay you every year, based on the amount in your account. A rate can be variable or fixed.

1.10%

AER/Gross p.a.

(Fixed until 30.04.2023)
AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and added each year.                     
The gross rate is the interest rate payable before the deduction of tax. A fixed rate won’t change for the fixed term. A variable rate can go up or down.

Access
Whether there are any charges or restrictions when you take your money out

No

No access

Interest paid
Money you earn which is paid to you either once a year or once every month

AnnuallyorMonthly

Deposits
Money you put into your account to increase your balance

£1 - £250,000

View account
View account

Regular Saver

First Home Saver

Put up to £1,000 per calendar month towards a mortgage deposit and earn interest - plus £500 celebratory bonus on a mortgage with us

Rate
The interest we pay you every year, based on the amount in your account. A rate can be variable or fixed.

1.10%

AER/Gross p.a.

(Variable)
AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and added each year.                     
The gross rate is the interest rate payable before the deduction of tax. A fixed rate won’t change for the fixed term. A variable rate can go up or down.

Important note - From 1 June 2022, the variable interest rate on this account will increase to 1.50% AER/gross p.a.

Access
Whether there are any charges or restrictions when you take your money out

Yes

Interest paid
Money you earn which is paid to you either once a year or once every month

Annually

Deposits
Money you put into your account to increase your balance

£1-£1000

Each month

View account
View account

Children's

Intro

Lets 11 to 17 year-olds control their cash

Rate
The interest we pay you every year, based on the amount in your account. A rate can be variable or fixed.

1.10%

AER

(Variable)
AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and added each year.                     
The gross rate is the interest rate payable before the deduction of tax. A fixed rate won’t change for the fixed term. A variable rate can go up or down.

Important note - From 1 June 2022, the variable interest rate on this account will increase to 1.20% AER, 1.19% gross p.a.

Access
Whether there are any charges or restrictions when you take your money out

Yes

Interest paid
Money you earn which is paid to you either once a year or once every month

Monthly

Deposits
Money you put into your account to increase your balance

£1 - £5,000

View account
View account

Cash ISA

Additional Allowance ISA

Only for savers whose deceased husband, wife or civil partner held ISA savings with us

Rate
The interest we pay you every year, based on the amount in your account. A rate can be variable or fixed.

0.65%

Tax-free p.a./AER

(Variable)

Tax free - Interest which is paid that is exempt from tax. 

AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and added each year. 

A fixed rate doesn't change. A variable rate can go up or down.

Important note - From 1 June 2022, the variable interest rate on this account will increase to 0.75% tax-free p.a./AER.

Access
Whether there are any charges or restrictions when you take your money out

Yes

Restrictions apply 

Interest paid
Money you earn which is paid to you either once a year or once every month

Annually

Deposits
Money you put into your account to increase your balance

Dependant on individual circumstances

View account
View account

Easy Access

Easy Access Saver (7)

Pay in and access your money as many times as you like

Rate
The interest we pay you every year, based on the amount in your account. A rate can be variable or fixed.

0.60%

AER/Gross p.a.

(Variable)
AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and added each year.                     
The gross rate is the interest rate payable before the deduction of tax. A fixed rate won’t change for the fixed term. A variable rate can go up or down.

Important note - From 1 June 2022, the variable interest rate on this account will increase to 0.70% AER/gross p.a.

Access
Whether there are any charges or restrictions when you take your money out

Yes

Interest paid
Money you earn which is paid to you either once a year or once every month

AnnuallyorMonthly

Deposits
Money you put into your account to increase your balance

£1 - £250,000

View account
View account

Cash ISA

Easy Access ISA (11)

Tax-free and flexible

Rate
The interest we pay you every year, based on the amount in your account. A rate can be variable or fixed.

0.60%

Tax-free p.a./AER

(Variable)

Tax free - Interest which is paid that is exempt from tax. 

AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and added each year. 

A fixed rate doesn't change. A variable rate can go up or down.

Important note - From 1 June 2022, the variable interest rate on this account will increase to 0.70% tax-free p.a./AER.

Access
Whether there are any charges or restrictions when you take your money out

Yes

Interest paid
Money you earn which is paid to you either once a year or once every month

AnnuallyorMonthly

Deposits
Money you put into your account to increase your balance

£1 - £20,000

For the 2022/2023 tax year

Current and previous years' transfers are allowed

View account
View account

Can't find your account? 

It could now be withdrawn. To check your rate, see our closed accounts section.
Closed accounts

Want help?
Our help section is bursting with useful information. If you'd rather chat, just give us a call.

 

Help

Call us on 0800 121 8899

Lines open
  • Mon-Fri 8am-7pm
  • Saturday 9am-2pm
  • Sunday & Bank holidays Closed

Yesterday, people waited on average 

17 seconds for savings enquiries
17 seconds for mortgage enquiries

Call us

Want help?
Our help section is bursting with useful information. If you'd rather chat, just give us a call.

 

Help
Get in touch

Call us on

0800 121 8899

Monday - Friday
Saturday
Sunday
Bank holidays
8am - 7pm
9am - 2pm
Closed
Closed

Yesterday, people waited on average

45 seconds for savings enquiries
16 seconds for mortgage enquiries

 

Call us

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