Cash ISAs
How can an ISA boost my savings?
You can save up to £20,000 each tax year with an ISA (Individual Savings Account) – and the interest is paid tax-free.
Cash ISA
Fixed Rate ISA (295) 30.09.2026
Save up to £20,000 a year and earn tax-free interest, with the certainty that your rate won’t change.
Rate
4.12%
Tax-free p.a./AER
Tax free - Interest which is paid that is exempt from tax.
AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and added each year.
A fixed rate doesn't change. A variable rate can go up or down.
The rate shown is based on interest being paid annually.
Access
No
After the 14-day 'cancellation period' you can't take out part of the money - only full closure is allowed. Charges apply.
Interest paid
Deposits
£1-£20,000
For the 2025/2026 tax year
Current and previous years' transfers are allowed
Cash ISA
Fixed Rate ISA (296) 30.09.2027
Save up to £20,000 a year and earn tax-free interest, with the certainty that your rate won’t change.
Rate
4.01%
Tax-free p.a./AER
Tax free - Interest which is paid that is exempt from tax.
AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and added each year.
A fixed rate doesn't change. A variable rate can go up or down.
The rate shown is based on interest being paid annually.
Access
No
After the 14-day 'cancellation period' you can't take out part of the money - only full closure is allowed. Charges apply.
Interest paid
Deposits
£1-£20,000
For the 2025/2026 tax year
Current and previous years' transfers are allowed
Children's
Junior Cash ISA (2)
Help your child save for their future. Savings stay safely stashed away until your child is 18, earning tax-free interest each year.
Rate
4.00%
Tax-free p.a./AER
Tax free - Interest which is paid that is exempt from tax.
AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and added each year.
A fixed rate doesn't change. A variable rate can go up or down.
The rate shown is based on interest being paid annually.
Access
No
The child can only access the money when they reach 18.
Cash ISA
Fixed Rate ISA (297) 30.09.2028
Save up to £20,000 a year and earn tax-free interest, with the certainty that your rate won’t change.
Rate
4.00%
Tax-free p.a./AER
Tax free - Interest which is paid that is exempt from tax.
AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and added each year.
A fixed rate doesn't change. A variable rate can go up or down.
The rate shown is based on interest being paid annually.
Access
No
After the 14 day 'cancellation period' you can't take out part of the money - only full closure is allowed. Charges apply.
Interest paid
Deposits
£1-£20,000
For the 2025/2026 tax year
Current and previous years' transfers are allowed
Cash ISA
6 Access ISA (2)
Save from £1 up to £20,000 with tax-free interest
Rate
3.55%
Tax-free p.a./AER
Tax free - Interest which is paid that is exempt from tax.
AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and added each year.
A fixed rate doesn't change. A variable rate can go up or down.
The rate shown is based on interest being paid annually.
Access
Yes - Restricted
Take money out of your account up to 6 times a year with no charge (a year is a rolling 12 months from account opening). For the 7th and subsequent withdrawals (which include closure), there will be a charge equal to 50 days' interest on the amount withdrawn.
Interest paid
Deposits
£1 - £20,000
Current and previous years' transfers are allowed
Cash ISA
Additional Allowance ISA
For those who’ve inherited an extra ISA allowance from a spouse or civil partner. Keeps your savings tax-free.
Rate
2.45%
Tax-free p.a./AER
Tax free - Interest which is paid that is exempt from tax.
AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and added each year.
A fixed rate doesn't change. A variable rate can go up or down.
The rate shown is based on interest being paid annually.
Access
Yes
This is not a flexible ISA. You can ask us to do an ISA transfer or request a cheque by post.
Deposits
Dependent on individual circumstances
Cash ISA
Easy Access ISA (12)
All the tax-free advantages of an ISA, plus unlimited access to your money. Good for savers who might need to dip into their savings pot.
Rate
2.40%
Tax-free p.a./AER
Tax free - Interest which is paid that is exempt from tax.
AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and added each year.
A fixed rate doesn't change. A variable rate can go up or down.
The rate shown is based on interest being paid annually.
Access
Yes
This is a flexible ISA. Take money out whenever you wish with no charge.
Interest paid
Deposits
£1 - £20,000
Current and previous years' transfers are allowed
Can't find your account?
What are cash ISAs?
Learn about the tax-free saving option
Busting common myths around cash ISAs
Want help?
Our help section is bursting with useful information. If you'd rather chat, just give us a call.
Call us on 0800 121 8899
- Mon-Fri 8am-7pm
- Saturday 9am-2pm
- Sunday & Bank holidays Closed
Yesterday, people waited on average
17 seconds for savings enquiries
17 seconds for mortgage enquiries
Want help?
Our help section is bursting with useful information. If you'd rather chat, just give us a call.
Call us on
0800 121 8899
Saturday
Sunday
9am - 2pm
Closed
Closed
Saturday, people waited on average
28 seconds for savings enquiries
1 second for mortgage enquiries
