We require security for any mortgage. This means that we will take a first legal charge over your property as security to protect us against loss in the event that you fail to meet your mortgage commitments.
All mortgage applications are subject to status and our lending criteria, when applying for a mortgage with us we will take into consideration your individual circumstances, type of property, and the amount you wish to borrow. For example, we may require a larger deposit if you were buying a new build house or flat.
We offer repayment and Interest-only mortgages, subject to lending criteria and your current situation. During the application process we'll advise you on the most suitable mortgage type and product for you.