An Offset mortgage links your Offset savings account to your mortgage. You’re only charged interest on the difference between your mortgage and savings balance.
This is the Offset benefit – your advisor can explain how you can use this to help pay off your mortgage.
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No, because we don't pay interest on the savings. And there's no income tax liability either.
Find out how much you could borrow with one of our mortgages. It will take about 10 minutes to complete and you’ll need the following information:
Your income details (regular salary/wages, bonuses, overtime, allowances).
Any credit commitments you have (loans/student loans, pension payments, credit and store cards, family commitments; school fees, child maintenance, child care).
The calculator is not an offer to lend and is for new purchase and re-mortgage applications only.
If you are an existing customer who is looking to make a change to your mortgage, such as borrowing more, give us a call on 0800 121 8899 and we'll let you know how much you could borrow.
