First Time Buyer

Someone buying their own home for the first time.

 

If you are buying your first home in a CV postcode area, you could get £1000 cashback. Discover more

If you're buying your first home in a CV postcode area, you could get £1000 cashback. Discover more.

Mortgage calculator

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Follow on rates are linked to our Standard Variable Rate, and will rise and fall in line with changes to it.
The rate at which your mortgage interest payments are calculated.
The Annual Percentage Rate of Charge (APRC) is the total cost of the mortgage shown as an annual percentage. All lenders calculate APRC the same way to help you compare mortgage details. This rate could change if a variable rate applied to your mortgage changes (e.g. Standard Variable Rate (SVR)).
This is the fee charged on some of our mortgage products.
This shows only what you’ll pay each month during your initial deal period. It doesn’t take into account any fees or charges if you make changes to your mortgage. Please note this is only an estimate.

4.29% Fixed to 30.04.30

Rate

4.29%

4.29% Fixed Rate until 30.04.30
Followed by 7.24% Variable for remainder of term

APRC

6.1%

Product fee

£999

Information

Max loan to value: 65%
Early repayment charge: Yes

Information

Max loan to value: 65%
Early repayment charge: Yes

CV 5.65% Fixed to 30.04.27

Rate

5.65%

5.65% Fixed Rate until 30.04.27
Followed by 7.24% Variable for remainder of term

APRC

7.1%

Product fee

£0

Information

Max loan to value: 90%
Early repayment charge: Yes

Information

Max loan to value: 90%
Early repayment charge: Yes

CV 5.14% Fixed to 30.04.27

Rate

5.14%

5.14% Fixed Rate until 30.04.27
Followed by 7.24% Variable for remainder of term

APRC

7.0%

Product fee

£0

Information

Max loan to value: 85%
Early repayment charge: Yes

Information

Max loan to value: 85%
Early repayment charge: Yes

4.60% Fixed to 30.04.30

Rate

4.60%

4.60% Fixed Rate until 30.04.30
Followed by 7.24% Variable for remainder of term

APRC

6.2%

Product fee

£999

Information

Max loan to value: 85%
Early repayment charge: Yes

Information

Max loan to value: 85%
Early repayment charge: Yes

4.39% Fixed to 30.04.28

Rate

4.39%

4.39% Fixed Rate until 30.04.28
Followed by 7.24% Variable for remainder of term

APRC

6.6%

Product fee

£999

Information

Max loan to value: 65%
Early repayment charge: Yes

Information

Max loan to value: 65%
Early repayment charge: Yes

FTB 4.64% Fixed to 30.04.28

Rate

4.64%

4.64% Fixed Rate until 30.04.28
Followed by 7.24% Variable for remainder of term

APRC

6.6%

Product fee

£0

Information

Max loan to value: 65%
Early repayment charge: Yes

Information

Max loan to value: 65%
Early repayment charge: Yes

CV 4.71% Fixed to 30.04.30

Rate

4.71%

4.71% Fixed Rate until 30.04.30
Followed by 7.24% Variable for remainder of term

APRC

6.2%

Product fee

£0

Information

Max loan to value: 85%
Early repayment charge: Yes

Information

Max loan to value: 85%
Early repayment charge: Yes

5.25% Fixed to 30.04.27

Rate

5.25%

5.25% Fixed Rate until 30.04.27
Followed by 7.24% Variable for remainder of term

APRC

7.0%

Product fee

£999

Information

Max loan to value: 90%
Early repayment charge: Yes

Information

Max loan to value: 90%
Early repayment charge: Yes

FTB 5.79% Fixed to 30.04.28

Rate

5.79%

5.79% Fixed Rate until 30.04.28
Followed by 7.24% Variable for remainder of term

APRC

7.0%

Product fee

£0

Information

Max loan to value: 95%
Early repayment charge: Yes

Information

Max loan to value: 95%
Early repayment charge: Yes

CV 5.09% Fixed to 30.04.30

Rate

5.09%

5.09% Fixed Rate until 30.04.30
Followed by 7.24% Variable for remainder of term

APRC

6.4%

Product fee

£0

Information

Max loan to value: 90%
Early repayment charge: Yes

Information

Max loan to value: 90%
Early repayment charge: Yes

4.94% Fixed to 30.04.30

Rate

4.94%

4.94% Fixed Rate until 30.04.30
Followed by 7.24% Variable for remainder of term

APRC

6.4%

Product fee

£999

Information

Max loan to value: 90%
Early repayment charge: Yes

Information

Max loan to value: 90%
Early repayment charge: Yes

5.03% Fixed to 30.04.28

Rate

5.03%

5.03% Fixed Rate until 30.04.28
Followed by 7.24% Variable for remainder of term

APRC

6.7%

Product fee

£0

Information

Max loan to value: 80%
Early repayment charge: Yes

Information

Max loan to value: 80%
Early repayment charge: Yes

5.20% Fixed to 30.04.28

Rate

5.20%

5.20% Fixed Rate until 30.04.28
Followed by 7.24% Variable for remainder of term

APRC

6.8%

Product fee

£999

Information

Max loan to value: 90%
Early repayment charge: Yes

Information

Max loan to value: 90%
Early repayment charge: Yes

FTB 4.93% Fixed to 30.04.27

Rate

4.93%

4.93% Fixed Rate until 30.04.27
Followed by 7.24% Variable for remainder of term

APRC

6.9%

Product fee

£0

Information

Max loan to value: 75%
Early repayment charge: Yes

Information

Max loan to value: 75%
Early repayment charge: Yes

4.82% Fixed to 30.04.28

Rate

4.82%

4.82% Fixed Rate until 30.04.28
Followed by 7.24% Variable for remainder of term

APRC

6.7%

Product fee

£999

Information

Max loan to value: 80%
Early repayment charge: Yes

Information

Max loan to value: 80%
Early repayment charge: Yes

FTB 5.91% Fixed to 30.04.27

Rate

5.91%

5.91% Fixed Rate until 30.04.27
Followed by 7.24% Variable for remainder of term

APRC

7.2%

Product fee

£0

Information

Max loan to value: 95%
Early repayment charge: Yes

Information

Max loan to value: 95%
Early repayment charge: Yes

5.25% Fixed to 30.04.30

Rate

5.25%

5.25% Fixed Rate until 30.04.30
Followed by 7.24% Variable for remainder of term

APRC

6.6%

Product fee

£999

Information

Max loan to value: 95%
Early repayment charge: Yes

Information

Max loan to value: 95%
Early repayment charge: Yes

FTB 5.40% Fixed to 30.04.30

Rate

5.40%

5.40% Fixed Rate until 30.04.30
Followed by 7.24% Variable for remainder of term

APRC

6.6%

Product fee

£0

Information

Max loan to value: 95%
Early repayment charge: Yes

Information

Max loan to value: 95%
Early repayment charge: Yes

4.49% Fixed to 30.04.27

Rate

4.49%

4.49% Fixed Rate until 30.04.27
Followed by 7.24% Variable for remainder of term

APRC

6.8%

Product fee

£999

Information

Max loan to value: 65%
Early repayment charge: Yes

Information

Max loan to value: 65%
Early repayment charge: Yes

FTB 5.14% Fixed to 30.04.27

Rate

5.14%

5.14% Fixed Rate until 30.04.27
Followed by 7.24% Variable for remainder of term

APRC

7.0%

Product fee

£0

Information

Max loan to value: 85%
Early repayment charge: Yes

Information

Max loan to value: 85%
Early repayment charge: Yes

CV 5.60% Fixed to 30.04.28

Rate

5.60%

5.60% Fixed Rate until 30.04.28
Followed by 7.24% Variable for remainder of term

APRC

6.9%

Product fee

£0

Information

Max loan to value: 90%
Early repayment charge: Yes

Information

Max loan to value: 90%
Early repayment charge: Yes

4.87% Fixed to 30.04.27

Rate

4.87%

4.87% Fixed Rate until 30.04.27
Followed by 7.24% Variable for remainder of term

APRC

6.9%

Product fee

£999

Information

Max loan to value: 80%
Early repayment charge: Yes

Information

Max loan to value: 80%
Early repayment charge: Yes

FTB 4.71% Fixed to 30.04.30

Rate

4.71%

4.71% Fixed Rate until 30.04.30
Followed by 7.24% Variable for remainder of term

APRC

6.2%

Product fee

£0

Information

Max loan to value: 85%
Early repayment charge: Yes

Information

Max loan to value: 85%
Early repayment charge: Yes

FTB 5.09% Fixed to 30.04.28

Rate

5.09%

5.09% Fixed Rate until 30.04.28
Followed by 7.24% Variable for remainder of term

APRC

6.7%

Product fee

£0

Information

Max loan to value: 85%
Early repayment charge: Yes

Information

Max loan to value: 85%
Early repayment charge: Yes

4.52% Fixed to 30.04.30

Rate

4.52%

4.52% Fixed Rate until 30.04.30
Followed by 7.24% Variable for remainder of term

APRC

6.2%

Product fee

£999

Information

Max loan to value: 80%
Early repayment charge: Yes

Information

Max loan to value: 80%
Early repayment charge: Yes

FTB 4.64% Fixed to 30.04.30

Rate

4.64%

4.64% Fixed Rate until 30.04.30
Followed by 7.24% Variable for remainder of term

APRC

6.2%

Product fee

£0

Information

Max loan to value: 80%
Early repayment charge: Yes

Information

Max loan to value: 80%
Early repayment charge: Yes

CV 5.91% Fixed to 30.04.27

Rate

5.91%

5.91% Fixed Rate until 30.04.27
Followed by 7.24% Variable for remainder of term

APRC

7.2%

Product fee

£0

Information

Max loan to value: 95%
Early repayment charge: Yes

Information

Max loan to value: 95%
Early repayment charge: Yes

CV 5.40% Fixed to 30.04.30

Rate

5.40%

5.40% Fixed Rate until 30.04.30
Followed by 7.24% Variable for remainder of term

APRC

6.6%

Product fee

£0

Information

Max loan to value: 95%
Early repayment charge: Yes

Information

Max loan to value: 95%
Early repayment charge: Yes

5.50% Fixed to 30.04.28

Rate

5.50%

5.50% Fixed Rate until 30.04.28
Followed by 7.24% Variable for remainder of term

APRC

6.9%

Product fee

£999

Information

Max loan to value: 95%
Early repayment charge: Yes

Information

Max loan to value: 95%
Early repayment charge: Yes

FTB 4.80% Fixed to 30.04.27

Rate

4.80%

4.80% Fixed Rate until 30.04.27
Followed by 7.24% Variable for remainder of term

APRC

6.9%

Product fee

£0

Information

Max loan to value: 65%
Early repayment charge: Yes

Information

Max loan to value: 65%
Early repayment charge: Yes

FTB 4.46% Fixed to 30.04.30

Rate

4.46%

4.46% Fixed Rate until 30.04.30
Followed by 7.24% Variable for remainder of term

APRC

6.1%

Product fee

£0

Information

Max loan to value: 65%
Early repayment charge: Yes

Information

Max loan to value: 65%
Early repayment charge: Yes

5.55% Fixed to 30.04.27

Rate

5.55%

5.55% Fixed Rate until 30.04.27
Followed by 7.24% Variable for remainder of term

APRC

7.1%

Product fee

£999

Information

Max loan to value: 95%
Early repayment charge: Yes

Information

Max loan to value: 95%
Early repayment charge: Yes

CV 5.09% Fixed to 30.04.28

Rate

5.09%

5.09% Fixed Rate until 30.04.28
Followed by 7.24% Variable for remainder of term

APRC

6.7%

Product fee

£0

Information

Max loan to value: 85%
Early repayment charge: Yes

Information

Max loan to value: 85%
Early repayment charge: Yes

FTB 5.09% Fixed to 30.04.30

Rate

5.09%

5.09% Fixed Rate until 30.04.30
Followed by 7.24% Variable for remainder of term

APRC

6.4%

Product fee

£0

Information

Max loan to value: 90%
Early repayment charge: Yes

Information

Max loan to value: 90%
Early repayment charge: Yes

Offset 5.06% Fixed rate to 30.04.27

Rate

5.06%

5.06% Fixed Rate to 30.04.27
Followed by 7.24% Variable for remainder of term

APRC

7.0%

Product fee

£999

Information

Max loan to value: 75%
Early repayment charge: Yes

Information

Max loan to value: 75%
Early repayment charge: Yes

FTB 5.03% Fixed to 30.04.28

Rate

5.03%

5.03% Fixed Rate until 30.04.28
Followed by 7.24% Variable for remainder of term

APRC

6.7%

Product fee

£0

Information

Max loan to value: 80%
Early repayment charge: Yes

Information

Max loan to value: 80%
Early repayment charge: Yes

4.55% Fixed to 30.04.27

Rate

4.55%

4.55% Fixed Rate until 30.04.27
Followed by 7.24% Variable for remainder of term

APRC

6.9%

Product fee

£999

Information

Max loan to value: 75%
Early repayment charge: Yes

Information

Max loan to value: 75%
Early repayment charge: Yes

4.38% Fixed to 30.04.30

Rate

4.38%

4.38% Fixed Rate until 30.04.30
Followed by 7.24% Variable for remainder of term

APRC

6.1%

Product fee

£999

Information

Max loan to value: 75%
Early repayment charge: Yes

Information

Max loan to value: 75%
Early repayment charge: Yes

5.09% Fixed to 30.04.27

Rate

5.09%

5.09% Fixed Rate until 30.04.27
Followed by 7.24% Variable for remainder of term

APRC

6.9%

Product fee

£0

Information

Max loan to value: 80%
Early repayment charge: Yes

Information

Max loan to value: 80%
Early repayment charge: Yes

4.64% Fixed to 30.04.30

Rate

4.64%

4.64% Fixed Rate until 30.04.30
Followed by 7.24% Variable for remainder of term

APRC

6.2%

Product fee

£0

Information

Max loan to value: 80%
Early repayment charge: Yes

Information

Max loan to value: 80%
Early repayment charge: Yes

4.49% Fixed to 30.04.28

Rate

4.49%

4.49% Fixed Rate until 30.04.28
Followed by 7.24% Variable for remainder of term

APRC

6.6%

Product fee

£999

Information

Max loan to value: 75%
Early repayment charge: Yes

Information

Max loan to value: 75%
Early repayment charge: Yes

FTB 4.84% Fixed to 30.04.28

Rate

4.84%

4.84% Fixed Rate until 30.04.28
Followed by 7.24% Variable for remainder of term

APRC

6.7%

Product fee

£0

Information

Max loan to value: 75%
Early repayment charge: Yes

Information

Max loan to value: 75%
Early repayment charge: Yes

4.88% Fixed to 30.04.28

Rate

4.88%

4.88% Fixed Rate until 30.04.28
Followed by 7.24% Variable for remainder of term

APRC

6.7%

Product fee

£999

Information

Max loan to value: 85%
Early repayment charge: Yes

Information

Max loan to value: 85%
Early repayment charge: Yes

FTB 5.60% Fixed to 30.04.28

Rate

5.60%

5.60% Fixed Rate until 30.04.28
Followed by 7.24% Variable for remainder of term

APRC

6.9%

Product fee

£0

Information

Max loan to value: 90%
Early repayment charge: Yes

Information

Max loan to value: 90%
Early repayment charge: Yes

FTB 5.09% Fixed to 30.04.27

Rate

5.09%

5.09% Fixed Rate until 30.04.27
Followed by 7.24% Variable for remainder of term

APRC

6.9%

Product fee

£0

Information

Max loan to value: 80%
Early repayment charge: Yes

Information

Max loan to value: 80%
Early repayment charge: Yes

CV 5.79% Fixed to 30.04.28

Rate

5.79%

5.79% Fixed Rate until 30.04.28
Followed by 7.24% Variable for remainder of term

APRC

7.0%

Product fee

£0

Information

Max loan to value: 95%
Early repayment charge: Yes

Information

Max loan to value: 95%
Early repayment charge: Yes

FTB 5.65% Fixed to 30.04.27

Rate

5.65%

5.65% Fixed Rate until 30.04.27
Followed by 7.24% Variable for remainder of term

APRC

7.1%

Product fee

£0

Information

Max loan to value: 90%
Early repayment charge: Yes

Information

Max loan to value: 90%
Early repayment charge: Yes

Offset 4.70% Fixed rate to 30.04.30

Rate

4.70%

4.70% Fixed rate to 30.04.30
Followed by 7.24% Variable for remainder of term

APRC

6.3%

Product fee

£999

Information

Max loan to value: 75%
Early repayment charge: Yes

Information

Max loan to value: 75%
Early repayment charge: Yes

FTB 4.54% Fixed to 30.04.30

Rate

4.54%

4.54% Fixed Rate until 30.04.30
Followed by 7.24% Variable for remainder of term

APRC

6.2%

Product fee

£0

Information

Max loan to value: 75%
Early repayment charge: Yes

Information

Max loan to value: 75%
Early repayment charge: Yes

4.93% Fixed to 30.04.27

Rate

4.93%

4.93% Fixed Rate until 30.04.27
Followed by 7.24% Variable for remainder of term

APRC

7.0%

Product fee

£999

Information

Max loan to value: 85%
Early repayment charge: Yes

Information

Max loan to value: 85%
Early repayment charge: Yes

Want help?
Our help section is bursting with useful information. If you'd rather chat, just give us a call.

 

Call us on 0800 121 8899

Lines open
  • Mon-Fri 8am-7pm
  • Saturday 9am-2pm
  • Sunday & Bank holidays Closed
Call us

Want help?
Our help section is bursting with useful information. If you'd rather chat, just give us a call.

 

Call us on

0800 121 8899

Call us