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Regular Saver
Loyalty Mortgage Saver
Build up a savings pot by setting aside up to £1000 a month for 12 months, then you can decide if you want to use these funds to overpay your mortgage with us.
Please see Additional Information to see if this product is right for you.
Rate
6.00%
AER/Gross p.a.
Access
Yes - Restricted
Get access to your money with an interest charge equal to 30 calendar days interest on the amount withdrawn.
Children's
Young Saver
Specially designed for kids, our Young Saver account helps 7 to 17 year-olds learn how to save and manage their money.
Rate
5.00%
AER
4.75%
AER
Access
Yes
An easy access account where the child can take out money whenever they like.
Regular Saver
First Home Saver (2)
Pay in up to £1,000 a month for 36 months and watch your deposit grow and earn interest. We’ll add a £500 bonus if you get a mortgage with us.
Rate
4.80%
AER/Gross p.a.
Access
Yes
Withdraw money charge-free, by applying 60 days' notice to the account.
Regular Saver
Regular Saver (6)
Build up a useful savings pot by setting aside up to £500 a month for 12 months at a variable interest rate. For savers, not spenders.
Rate
4.75%
AER/Gross p.a.
Access
Yes - Restricted
Get access to your money with a charge equal to 30 calendar days interest on the amount withdrawn.
Children's
Junior Cash ISA (2)
Help your child save for their future. Savings stay safely stashed away until your child is 18, earning tax-free interest each year.
Rate
4.70%
Tax-free p.a./AER
4.50%
Tax-free p.a./AER
Access
No
The child can only access the money when they reach 18.
Fixed Rates
Fixed Bond (350) 31.12.2029
Earn a fixed rate of interest on your money. Perfect for lump sums you can put away for a while.
Rate
4.00%
AER/Gross p.a.
Access
No
After the 14-day ‘cooling-off period’, you can’t make withdrawals or close the account.
Interest paid
Fixed Rates
Fixed Bond (352) 31.12.2026
Earn a fixed rate of interest on your money. Perfect for lump sums you can put away for a while.
Rate
3.90%
AER/Gross p.a.
Access
No
After the 14-day ‘cooling-off period’, you can’t make withdrawals or close the account.
Interest paid
Cash ISA
Fixed Rate ISA (278) 30.11.2026
Save up to £20,000 a year and earn tax-free interest, with the certainty that your rate won’t change.
Rate
Access
Yes - Restricted
After the 14 day 'cancellation period' you can't take out part of the money - only full closure is allowed. Charges apply.
Interest paid
Deposits
£1-£20,000
For the 2024/2025 tax year
Current and previous years' transfers are allowed
Easy Access
Easy Access (Online) (5)
Get unlimited access to your money, exclusively online. Good for savers who might need to dip into their savings pot.
Rate
3.15%
AER/Gross p.a.
2.95%
AER/Gross p.a.
Access
Yes
Take out money whenever you wish by logging into Online Services.
Interest paid
Cash ISA
Easy Access ISA (Online) (5)
All the tax-free advantages of an ISA, plus unlimited access to your money through Online Services. Good for savers who might need to dip into their savings pot.
Rate
3.15%
Tax-free p.a./AER
2.95%
Tax-free p.a./AER
Access
Yes
This is a flexible ISA. Take out money whenever you wish by logging into Online Services.
Interest paid
Deposits
£1 - £20,000
Current and previous years' transfers are allowed
Cash ISA
Additional Allowance ISA
For those who’ve inherited an extra ISA allowance from a spouse or civil partner. Keeps your savings tax-free.
Rate
2.90%
Tax-free p.a./AER
2.70%
Tax-free p.a./AER
Access
Yes
This is not a flexible ISA. You can ask us to do an ISA transfer or request a cheque by post.
Deposits
Dependent on individual circumstances
Easy Access
Easy Access Saver (7)
Get unlimited access to your money. Good for savers who might need to dip into their savings pot.
Rate
2.85%
AER/Gross p.a.
2.65%
AER/Gross p.a.
Access
Yes
Take money out whenever you wish with no charge.
Interest paid
Cash ISA
Easy Access ISA (11)
All the tax-free advantages of an ISA, plus unlimited access to your money. Good for savers who might need to dip into their savings pot.
Rate
2.85%
Tax-free p.a./AER
2.65%
Tax-free p.a./AER
Access
Yes
This is a flexible ISA. Take money out whenever you wish with no charge.
Interest paid
Deposits
£1 - £20,000
Current and previous years' transfers are allowed
Can't find your account?
Want help?
Our help section is bursting with useful information. If you'd rather chat, just give us a call.
Call us on 0800 121 8899
- Mon-Fri 8am-7pm
- Saturday 9am-2pm
- Sunday & Bank holidays Closed
Yesterday, people waited on average
17 seconds for savings enquiries
17 seconds for mortgage enquiries
Want help?
Our help section is bursting with useful information. If you'd rather chat, just give us a call.
Call us on
0800 121 8899
Saturday
Sunday
9am - 2pm
Closed
Closed
Closed
8am - 2pm
Yesterday, people waited on average
44 seconds for savings enquiries
5 seconds for mortgage enquiries
