Children's accounts

Build up a nest-egg for your child and help them develop a healthy savings habit.

Your savings are protected

Your eligible deposits with Coventry Building Society are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK's deposit guarantee scheme. Any deposits you hold above the limit are unlikely to be covered.

For joint accounts eligible deposits are protected up to £170,000.

For further information view the FSCS protect PDF (3.7MB) or visit www.fscs.org.uk.

Junior Cash ISA (1)

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Junior ISA

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Children's Accounts

Children's accounts are designed to help a child start saving for the first time. They teach children about savings and help them develop the habit of saving. They can also sometimes be a way to build up a nest egg for a child when they turn 18. Find out how to open an account for a child.

Use our compare tool to find out who's offering the best rates

We give you a comparison tool on our website. It uses independent data from Moneyfacts so you can instantly see who’s offering the best rates (even if it’s not us).

Children's

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Account Details

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*AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and added each year. The gross rate is the interest rate payable before the deduction of tax.

^Interest on ISAs is paid tax-free, that is without tax deducted.
ISAs are a savings scheme initiated by the Government and are subject to change by them. For example the favourable tax treatment may not be maintained.

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See how much you could earn

It’s easier to see how much interest you can earn, as we tell you in £s and pence, not just percent.

Need any help?

Why should I open a savings account for my child?

Answer

Having a savings account from a young age is a good way to teach your child about money and finance...

How much can I open a savings account with?

Answer

From £1. Some young savers open an account with just a few pounds and add to it each month. Others...

Who can open a Junior Cash ISA?

Answer

This will depend upon how old the child is ...

What happens to a Coventry Junior Cash ISA when the child reaches 18?

Answer

We'll automatically convert it into a Matured Junior ISA...

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Compare our savings accounts to the market

We believe in being open and honest. We want you to make an informed choice. That’s why we've built this tool to help you compare our accounts with other providers.

Get started: Select an account or accounts below to compare them with our account.

This tool uses the latest data from moneyfacts.co.uk, an independent comparison service. Moneyfacts aim to include at least 95% of providers of UK-based personal savings accounts.

What’s missing? Our tool omits any accounts with special conditions for opening except for Regular Saver (for example, you have to already hold an account with the provider).

We’ve omitted our Additional Allowance ISA because it’s only available if you've lost your spouse or civil partner and they had ISA savings with us.

Remember: there’s more to a savings account than just the interest rate. You can compare access terms, how to pay in and other criteria – then make your own mind up.

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