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Saturday 9am-2pm
Sunday closed
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Find an Offset mortgage

Enter a value between £1 and £99,999,999
Enter a value between £1 and £1,000,000 Enter a value between £1 and £250,000 Enter a value between £25,001 - £1,000,000 The mortgage amount can not exceed the property value
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Your home may be repossessed if you do not keep up repayments on your mortgage.

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What these numbers mean?
Product Rate Terms Overall cost for comparison Max loan to value Early Repayment Charge? Monthly payment Excluding fees Product fee
What these numbers mean?
Product Rate Terms Overall cost for comparison Max loan to value Early Repayment Charge? Monthly payment Excluding fees Product fee
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Overall cost of a mortgage
To help understand the typical cost of an offset mortgage, please see the representative example below.

Representative example - (This is not an illustration and should only be used as an example)
A mortgage of £110,000.00 starting on 01.06.20 payable over 25 years on an initial fixed rate of 1.85% to 30.06.25, then reverting to our standard variable rate currently at 4.49% for the remainder of the mortgage. This would require 60 monthly payments of £463.32 and 238 monthly payments of £588.35, plus one initial interest payment of £168.65.

The total amount payable would be £167,995.15 made up of the loan amount plus interest of £55,561.15, a valuation fee of £210.00, a product fee of £999.00 and a funds transfer fee of £8.00.

The overall cost for comparison is 3.6% APRC representative.

For an example of overall cost on one of the products shown above, select specific product.