Offset Mortgage Calculator

Property value

Loan amount

Term (Years)

Select a mortgage

Your total savings

Monthly savings

With Savings

Without Savings

You could reduce your mortgage term to

years months

Your total savings:
Your monthly savings:

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Assumptions

This example is based on the figures you have provided, but makes the following assumptions:

The mortgage is advanced on the 1^st of the month
No fees or costs associated with arranging or redeeming the mortgage have been taken into account
The initial deposit is credited to your account at the time the mortgage is advanced
The regular deposit is credited to your account at the end of the month
You make no withdrawals throughout the term of the mortgage and your regular monthly deposit does not vary.