Secure your savings
We're with you, every step of the way
Save up to £20,000 tax free* with a guaranteed fixed rate until 30 September 2027.
Fixed Rate ISA (333) 30.09.2027
4.60
Tax-free p.a./AER
(Fixed until 30.09.2027)
(Fixed until 30.09.2027)
Tax free - Interest which is paid that is exempt from tax.
AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and added each year.
A fixed rate doesn't change. A variable rate can go up or down.
The rate shown is based on interest being paid annually.
*For the 2026/27 tax year.
This account can only be closed subject to a charge equal to 90 calendar days’ interest on the balance in the account at the time of closure. Partial withdrawals are not allowed.
Secure your savings
Save up to £20,000 tax free* with a guaranteed fixed rate until 30 September 2027.
Fixed Rate ISA (333) 30.09.2027
4.60
Tax-free p.a./AER
(Fixed until 30.09.2027)
(Fixed until 30.09.2027)
Tax free - Interest which is paid that is exempt from tax.
AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and added each year.
A fixed rate doesn't change. A variable rate can go up or down.
The rate shown is based on interest being paid annually.
*For the 2026/27 tax year.
This account can only be closed subject to a charge equal to 90 calendar days’ interest on the balance in the account at the time of closure. Partial withdrawals are not allowed.
Secure your savings
5 Access Saver (5)
3.50
AER/Gross p.a.
(Variable)
(Variable)
AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and added each year.
The gross rate is the interest rate payable before the deduction of tax.
A fixed rate won’t change for the fixed term. A variable rate can go up or down.
The rate shown is based on interest being paid annually.
5 charge-free withdrawals per year (a year is a rolling 12 months from account opening). For the 6th and subsequent withdrawals (which include closure, there will be a charge equal to 50 days' interest on the amount withdrawn.
Existing mortgage customer?
Staying with us when your mortgage comes to an end is often cheaper and quicker than moving to a different provider. We promise to offer you rates that are the same or better than the equivalent products for new customers.
Looking to save longer term?
Secure your interest today with our fixed rate savers
Fixed rate savings accounts let you earn interest at a rate that doesn't change for the term of the product. They're great for lump sums you won't need to touch for a while.
Get up to £200 when you switch your current account to The Co-operative Bank.
Switch offer eligibility, criteria and terms and conditions apply. You can find full details on The Co-operative Bank's website.
Secure your savings
With our 6 Access ISA - 1 Year (2)
Take money out of your account up to 6 times with no charge. For the 7th and subsequent withdrawals (which include closure), there will be a charge equal to 50 days' interest on the amount withdrawn.
Secure your savings
With our 4 Access Saver - 1 year
Take money out of your account up to 4 times with no charge. For the 5th and subsequent withdrawals (which include closure), there will be a charge equal to 50 days' interest on the amount withdrawn.
Existing mortgage customer?
Staying with us when your deal comes to an end is often cheaper and quicker than moving to a different provider. We promise to offer you rates that are the same or better than the equivalent products for new customers.
ISAs Explained
Learn about the tax-free saving option
Test your know-how with our ISA quiz, and boost your knowledge with our blogs and guides.
Secure your savings
With our 6 Access ISA - 1 Year (2)
Take money out of your account up to 6 times with no charge. For the 7th and subsequent withdrawals (which include closure), there will be a charge equal to 50 days' interest on the amount withdrawn.
Our charity partner - Centrepoint
We're proud to support Centrepoint, the charity aiming to end youth homelessness in the UK. As part of our partnership, we'll donate £5* to Centrepoint each time you open a savings account with us between 31 July 2026 and 19 September 2026. Terms and conditions apply.
*Subject to a balance of at least £100 in your account at the end of 30 September 2026. Maximum donation capped at £100,000.
Venezuela earthquake appeal
Two catastrophic earthquakes have hit Venezuela and the scale of destruction is huge. DEC charities are working with their local partners to reach people with emergency aid and support search and recovery efforts. Coventry Building Society and The
Co-operative Bank are supporting the appeal and raising funds to help.
Our charity partner - Centrepoint
We're proud to support Centrepoint, the charity aiming to end youth homelessness in the UK. As part of our partnership, we'll donate £5* to Centrepoint each time you open a savings account with us between 31 July 2026 and 19 September 2026. Terms and conditions apply.
*Subject to a balance of at least £100 in your account at the end of 30 September 2026. Maximum donation capped at £100,000.
Venezuela earthquake appeal
Two catastrophic earthquakes have hit Venezuela and the scale of destruction is huge. DEC charities are working with their local partners to reach people with emergency aid and support search and recovery efforts. Coventry Building Society and
The Co-operative Bank are supporting the appeal and raising funds to help.
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We’re passionate about providing great value, service and security for our members.
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We're proud to be celebrating and supporting Pride month
We're committed to LGBTQIA+ inclusion all year round
We're proud to be celebrating and supporting Pride month
We're committed to LGBTQIA+ inclusion all year round
We get noticed for the things we do
2026
Fairer Finance
Gold ribbon for customer experience
for our savings
(spring 2026)
2026
Fairer Finance
Most transparent for our savings
(spring 2026)
2026
Fairer Finance
Gold ribbon for customer experience
for our mortgages
(spring 2026)
2024
Fairer Finance
Gold ribbon for customer experience for our savings (autumn 2024)
2024
Fairer Finance
Gold ribbon for customer experience for our mortgages (autumn 2024)
2024
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Want help?
Our help section is bursting with useful information. If you'd rather chat, just give us a call.
Call us on 0800 121 8899
Lines open
- Mon-Fri 8am-7pm
- Saturday 9am-2pm
- Sunday & Bank holidays Closed
Yesterday, people waited on average
17 seconds for savings enquiries
17 seconds for mortgage enquiries
Want help?
Our help section is bursting with useful information. If you'd rather chat, just give us a call.
Call us on
0800 121 8899
Monday - Friday
Saturday
Sunday
Saturday
Sunday
Bank holidays
8am - 7pm
9am - 2pm
Closed
Closed
9am - 2pm
Closed
Closed
Yesterday, people waited on average
598 seconds for savings enquiries
89 seconds for mortgage enquiries
