Build your sunny day savings
With a flexible account you can pay in to whenever you like and access up to five times a year*. After 12 months your account matures into an Easy Access Saver**.
5 Access Saver - 1 Year
4.15
AER/Gross p.a.
(Variable)
(Variable)
AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and added each year.
The gross rate is the interest rate payable before the deduction of tax.
A fixed rate won’t change for the fixed term. A variable rate can go up or down.
The rate shown is based on interest being paid annually.
*Take money out of your account up to 5 times a year with no charge. For the 6th and subsequent withdrawals (which include closure), there will be a charge equal to 50 days' interest on the amount withdrawn.
**On anniversary of account opening this account will automatically roll into an Easy Access account, you will be contacted at least 14 days before this happened with details of the new rate and how to manage the account.
Build your sunny day savings
We're with you, every step of the way
With a flexible account you can pay in to whenever you like and access up to five times a year*. After 12 months your account matures into an Easy Access Saver**.
5 Access Saver - 1 Year
4.15
AER/Gross p.a.
(Variable)
(Variable)
AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and added each year.
The gross rate is the interest rate payable before the deduction of tax.
A fixed rate won’t change for the fixed term. A variable rate can go up or down.
The rate shown is based on interest being paid annually.
*Take money out of your account up to 5 times a year with no charge. For the 6th and subsequent withdrawals (which include closure), there will be a charge equal to 50 days' interest on the amount withdrawn.
**On anniversary of account opening this account will automatically roll into an Easy Access account, you will be contacted at least 14 days before this happened with details of the new rate and how to manage the account.
Our customer service makes us special
We're with you, every step of the way
We've been awarded a gold ribbon for customer experience by Fairer Finance (spring 2025) for our savings.
Save for your sunny days
Saving for a holiday, home improvements or just creating a sunny day fund? ISAs can be a great way to help your money grow.
The Bank of England base rate decreased by 0.25% to 4.00% on Thursday 7 August 2025
We're decreasing most of the rates on our variable savings accounts from 1 and 2 September 2025.
Our MoneyManager and Monthly Savings Account rates will also change from 20 October 2025.
Base Rate Tracker mortgages will decrease by 0.25% in line with the base rate decrease, from 1 September 2025.
Flexx for Term, SVR or Privilege mortgage rates will decrease by 0.20% on 1 September 2025.
Your Annual Savings Statement for 2024/2025
It's on the way. If you haven't got it in the post or through Online Services by 9 May 2025, let us know. Your statement shows you everything that's happened with your account(s) during the past year. Need help?
We look after our savers and borrowers
That's what being a mutual is all about. Everything we do is based on the long-term interests of our members.
Secure your savings
5 Access ISA - 1 Year
4.15
Tax-free p.a./AER
(Variable)
(Variable)
Tax free - Interest which is paid that is exempt from tax.
AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and added each year.
A fixed rate doesn't change. A variable rate can go up or down.
The rate shown is based on interest being paid annually.
Take money out of your account up to 5 times with no charge. For the 6th and subsequent withdrawals (which include closure), there will be a charge equal to 50 days' interest on the amount withdrawn.
Existing mortgage customer?
Staying with us when your deal comes to an end is often cheaper and quicker than moving to a different provider. We promise to offer you rates that are the same or better than the equivalent products for new customers.
ISAs explained
Learn about the tax-free saving option
Test your know-how with our ISA quiz, boost your knowledge with our blogs, guides and videos and explore the nation's savings habits in our Sunny Days Savings Index 2025.
Our AGM results
Our AGM took place on Thursday 24 April 2025 and you can now take a look at the results.
Your savings and mortgages are in expert hands
With award-winning customer service
Trusted by 2 million people
A safe, secure, mutually owned building society, loved by our members.
B Corp building society
We’re part of a global community of businesses that are doing things differently to meet high standards of social and environmental impact.
New beginnings built on 140 years of experience
We’re passionate about providing great value, service and security for our members.
All together, better
We get noticed for the things we do
2024
Fairer Finance
Gold ribbon for customer experience for our savings (autumn 2024)
2024
Fairer Finance
Gold ribbon for customer experience for our mortgages (autumn 2024)
2024
Great Place to Work
Best Workplaces
Super Large Organisations
2024
Fairer Finance
Gold ribbon for customer experience for our savings (autumn 2024)
2024
Fairer Finance
Gold ribbon for customer experience for our mortgages (autumn 2024)
2024
Great Place to Work
Best Workplaces
Super Large Organisations
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Want help?
Our help section is bursting with useful information. If you'd rather chat, just give us a call.
Call us on 0800 121 8899
Lines closed
- Mon-Fri 8am-7pm
- Saturday 9am-2pm
- Sunday & Bank holidays Closed
Yesterday, people waited on average
17 seconds for savings enquiries
17 seconds for mortgage enquiries
Want help?
Our help section is bursting with useful information. If you'd rather chat, just give us a call.
Call us on
0800 121 8899
Monday - Friday
Saturday
Sunday
Saturday
Sunday
Bank holidays
8am - 7pm
9am - 2pm
Closed
Closed
9am - 2pm
Closed
Closed
Yesterday, people waited on average
3 minutes 35 seconds for savings enquiries
25 seconds for mortgage enquiries
